Interest-Rates Archive
How the Cycle of Interest Rates Work?

We all know that interest rates seem to bounce around throughout the ages. What we might not know is how interest rates affect the overall economy and how these economic changes affect us. The economy thrives off people’s ability to purchase products and how much investment the country can
How Interest Rates Will Affect You in the Coming Year

Interest rates are on the rise, and traditionally this would make us believe that we are entering a recovery period. However, I am here to tell you that it could mean otherwise, meaning that the reason behind the rates is something other than the market. The main cause now
Soliloquy to Interest Rates

Interest rates, oh interest rates,Where for art thou interest rates?Are you going to climb hither or there?Better be careful.Better be aware.For if thy climb up too fast,The housing boom will surely not last.You must remain stead fast and trueOr else the economy will be feeling blue.
The Recent Federal Cut in Interest Rates: Is it Enough to Keep a Recession at Bay?

Long before the Feds decided to cut the interest rate, I was having concerns about our economy. I know I wasn't alone. Articles abounded, with doomsayers predicting a major recession. I kept a close eye on what was happening in my city and across the nation and didn't like
Feds Cut Interest Rates After Economic Stumble

The Fed has cut the key interest rate by ¾ of a point in order to hold off a world wide global meltdown. Obviously minds that are far superior to mine have decided that this move along with a mammoth economic stimulus package, is the key to pushing our
Fed Cuts Interest Rates; Too Little, Too Late?

Today the fed announced a key interest rate cut of ¾'s of a percent, but is it too little, too late? In a hastily arranged teleconference, the feds approved by an 8-1 margin an interest rate cut before their regularly scheduled meeting next week. It was an effort to
Interest Rates as an Economic Indicator

Interest represents the cost of borrowing money. Thus, interest rates are the price of money. An interest rate, also referred to as a yield, is the annualized percentage that interest is of the principal of the loan. The level of interest rates for different loans reflects the length and
Ways to Negotiate Lower Interest Rates

Wouldn't lower interest rates on your credit cards just make your day? Depending on how much you owe, it might even be better than a raise in pay! It could be yours just for the asking. Most credit card companies want to keep your business. You don't have to
Outsmarting High Interest Rates on Adjustable Rate Mortgages
In the recent past, a lot of homeowners just barely made it into a new house with an adjustable rate mortgage. But that strategy is no longer safe, with interest rates on the rise. Adjustable Rate Mortgage Loans Adjustable rate mortgages (also called ARMs) are quite the wager for
Low Interest Rates on FDIC Insured Bank CDs Have Savers Looking at Insurance Products

Like a Certificate of Deposit (CD), an Extended Guaranteed Savings Annuity (EGSA) is purchased in one lump sum, but not from a bank or financial institution, but rather from an insurance company. Also like a bank CD, the insurance company promises to pay the investor a fixed interest rate
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